The Pradhan Mantri Awas Yojana is the best Yojana started by our Indian Prime Minister Shri Narendra Modi, which is used for poor people’s house. This is a new initiative for poor people by given the Indian Government.
As per this scheme, the housing will be provided to the between the 2015-2022 year, with the help of financial assistance provided by the central government.
The central government’s target group provides a house to Economically Weaker Sections and Low-Income groups.
The Pradhan Mantri Awas Yojana scheme is received positively by the Indian people. And thousands of people are already applied to this PMAY scheme.
If you are one of them then you come on the correct page, here we will give you the best things about Pradhan Mantri Awas Yojana.
If you are not applied in Pradhan Mantri Awas Yojana scheme, and you want to apply in this scheme then follow below steps,
- First, you click on http://pmaymis.gov.in/ link
- Click on Citizen Assessment, which is available at top of right side.
- Choose the ‘Benefits under other 3 components’ option which is allocated under the Citizen Assessment option
- Now Enter your Aadhaar Card number and click on Submit Button
- If your Aadhaar Card number is valid, then you will go to the next page where you have many options to fill correctly. The fills options like name, income, no. of family members, residential address, contact number, an age of the head of the family, religion, caste, and other details.
- If you fill the all information correctly, now scroll down and type the captcha code in the box and click on submit button.
When you fill online all information and you do any mistakes, then you can click on edit option and do the correction in the form, and you will submit the online form again.
Now we see about Pradhan Mantri Awas Yojana Application Status
- First, you go on the official site: http://pmaymis.gov.in/
- Select the ‘Citizen Assessment’ option which is available at top of options.
- Under this, select ‘Track Your Assessment Status’ option.
- Here you showing two options first is By Name, Father’s Name & ID Type and second option are By Assessment ID.
If you select By Name, Father’s Name & ID Type option then follow below steps
➢ If you select the first option, then you need to enter details of your name, your father name, city name, state name, district name, Mobile number, ID details.
➢ In ID details you have provided two options first is Aadhaar number, you choose this option then enter an Aadhaar number and second is an ID option. If you select any other ID, like driving license, passport, et cetera, then you need to enter the corresponding ID number
➢ After submitting the information successfully, the status of your PMAY application will be display
If you select By Assessment ID option then follow below steps
➢ If you select the second option, then it required to Assessment ID and Mobile number.
➢ If you fill both, click on the Submit button.
Suppose you have some problems or any kind of confusions in this yojana then call on toll-free number
- NHB – 1800-11-3377, 1800-11-3388
- HUDCO – 1800-11-6163
Now we see about on PMAY Subsidy Scheme,
Nowadays, the people are most talking about Pradhan Mantri Awas Yojana scheme. A Prime minister organized a one cabinet meeting for PMAY. In this cabinet Meeting, taken some decision for PMAY.
They have decided the provide a house to that person who is interested and eligible for buying a house with a subsidy scheme.
The PMAY scheme is divided into three groups like Economically Weaker Section, Low-Income Groups, and Middle Income Group.
Now first, we see about Economically Weaker Section and Low-Income Groups
The main part of this PMAY scheme – credit linked subsidy scheme is used for Economically Weaker Section and Low-Income people. In the PMAY scheme, provide a Loan for an interest subsidy of 6.5% for 20 years and for the tenure of the loans, whichever is lower.
This is only for Weaker Section and Low-Income Groups people.
This Loan is provided by Banks and housing loans. The Economically weaker people will make their house with use of this scheme otherwise added a room, kitchen, balcony in their existing house.
Which people have financial income is 3 lakh of 6 lakh, only that peoples are allowed to use this scheme. The Economically Weaker Section people go up to 30 square meters, and Lower Income Groups can go up to 60 square meters.
Now, we see about Middle Income Group
The PMAY scheme provides two choices for Middle-income group.
The first set MIG-I, it covers a people with an annual income of Rs.6 lakh to Rs.12 lakh p.a. Which people have final income is Rs.12 lakh to Rs.18 lakh that people are comes in second choices. The second choice is called a MIG-II.
An Interest rate subsidy of 4% and 3% will be given to those people who come under MIG-I and MIG-II category. For the MIG-I and MIG-II, both have provided loan time up to 20 years.
The carpet area is set up to 90 square meters for MIG-I, and the carpet area is set up to 110 square meters for MIG-II. The Indian Government provides the subsidy to 9 Lakh rupee for MIG-I, and the subsidy provides up to 12 Lakh rupee for MIG-II.
Now you think, how to apply for this loan scheme then follow our below steps,
Steps for availing PMAY Subsidy Scheme
First, you check, you are eligible or not for PMAY subsidy scheme.
Now suppose you are eligible for PMAY subsidy scheme then contact to financial institutions or banks, which are parted in PMAY subsidy scheme.
Now, fill the PMAY subsidy scheme form and submit with perfect documents in a bank or financial institutions.
After verification, the housing loan amount will be added to your bank account
Now bank started your subsidy process
You are started your home loan process.
You have already seen some steps for PMAY scheme. This is the best scheme for buying a new house. This scheme is most usable for poor people and medium class people.
If you are eligible for applying in this scheme, then you can follow our above steps and apply in Pradhan Mantri Awas Yojana scheme.